Who offers insurance?
Private Health Insurance Company
Companies that are privately owned and issue insurance policies to cover your healthcare costs. Each insurance company has different plans at different tiers (platinum, gold, silver and bronze) which refer to the portion you are responsible to pay for each healthcare service and the premium of the policy.
Medicaid
A federal-state health insurance program available to people with low income that qualify. This program covers children, pregnant women, the blind/disabled, and any other persons that meet the income criterion. For more details on the healthcare delivery of Medicaid benefits, see Medicaid Managed Care Programs.
Medicare
A federal health insurance program for people who are at least 65 years of age that have participated in the U.S. labor force and paid Medicare taxes for at least 10 years, people with certain disabilities and with end-stage renal disease (typically these two categories are people who also have medicaid).
(State) Children's Health Insurance Program ((S)CHIP)
A federal-state health insurance program that covers children with families that have an income that is too high to qualify for Medicaid but are still unable to purchase private insurance. Provides comprehensive health insurance to children until they are 18.
State financed health insurance plan other than Medicaid
Includes health insurance programs funded by the state government that are not categorized under Medicaid. These health insurance plans vary greatly from state to state and are usually in the form of state-run facilities that serve individuals that meet the poverty guideline requirements.
Military Health Insurance
An insurance program that is available if you are/have been in the military or have a direct family member that is in the military.
Student Health Plans
Most colleges require students’ to have health insurance, so they offer a variety of options. You can stay in your parent’s insurance and notify the insurance company about the change in state if applicable, switch to an on-campus health insurance plan endorsed by the university, or a private health insurance plan. Also, at most universities you can receive healthcare services at the health center that are automatically covered completely or partially by the campus plan; mental health services are included.
If you need more assistance, feel free to reach out to our Support team at support@miresource.com.
Companies that are privately owned and issue insurance policies to cover your healthcare costs. Each insurance company has different plans at different tiers (platinum, gold, silver and bronze) which refer to the portion you are responsible to pay for each healthcare service and the premium of the policy.
Medicaid
A federal-state health insurance program available to people with low income that qualify. This program covers children, pregnant women, the blind/disabled, and any other persons that meet the income criterion. For more details on the healthcare delivery of Medicaid benefits, see Medicaid Managed Care Programs.
Medicare
A federal health insurance program for people who are at least 65 years of age that have participated in the U.S. labor force and paid Medicare taxes for at least 10 years, people with certain disabilities and with end-stage renal disease (typically these two categories are people who also have medicaid).
(State) Children's Health Insurance Program ((S)CHIP)
A federal-state health insurance program that covers children with families that have an income that is too high to qualify for Medicaid but are still unable to purchase private insurance. Provides comprehensive health insurance to children until they are 18.
State financed health insurance plan other than Medicaid
Includes health insurance programs funded by the state government that are not categorized under Medicaid. These health insurance plans vary greatly from state to state and are usually in the form of state-run facilities that serve individuals that meet the poverty guideline requirements.
Military Health Insurance
An insurance program that is available if you are/have been in the military or have a direct family member that is in the military.
Student Health Plans
Most colleges require students’ to have health insurance, so they offer a variety of options. You can stay in your parent’s insurance and notify the insurance company about the change in state if applicable, switch to an on-campus health insurance plan endorsed by the university, or a private health insurance plan. Also, at most universities you can receive healthcare services at the health center that are automatically covered completely or partially by the campus plan; mental health services are included.
If you need more assistance, feel free to reach out to our Support team at support@miresource.com.
Updated on: 07/11/2023
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