Are there any disadvantages of paying out-of-pocket?

Given that the biggest obstacle is an immediate expense, some mental health providers or centers offer reduced rates based on income or family size. To learn more about this, check out our Payment Assistance section. Mental Health Providers are free to set their own rates and offer a sliding scale when paying out-of-pocket. This can lead to paying even less than with insurance depending on where you fit in the sliding scale, duration of treatment, and details of the insurance plan. It is helpful that when you first see your therapist, you communicate what you can afford while also showing a willingness to be flexible. This could mean that you might have to compromise on some things (such as having your appointments at off-peak hours early in the morning) to get the services you need. Many therapists would be willing to work with you based on your ability to pay so make sure you ask about sliding scale fees

If you need more assistance, feel free to reach out to our Support team at support@miresource.com.

Updated on: 07/11/2023